970.241.6100 info@majormtg.com

Alex Elliott

Mortgage Loan Originator

NMLS# 2080468

505-793-6577

Alex Elliott | Mortgage Loan Originator | Farmington, NM | Major Mortgage

About Alex Elliott

The Mortgage Road Map

Mortgage Calculator

Documents You Need To Start

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About Alex Elliott

I was born in Farmington New Mexico and was raised here and in Tucson Arizona but as an adult, I have lived in Oklahoma, Georgia, and Washington. I have two German Shepards, named Max and Fitzgerald. I love being in the mountains. I enjoy golfing, fishing, and spending time with those close to me.

Alex’s Qualifications

I started selling cars the day I turned 18 and moved my way up to management from there. Since then I have accumulated over a decade of sales and finance experience between the auto industry and the mortgage industry.

Alex’s Areas Of Expertise

I have a huge passion for the community I grew up in and those around it. There is no better feeling than building a lasting relationship and assisting an individual or family through the biggest purchase of their lives and getting a thank you at the end of it and knowing you helped make a difference and make a friend.

Roadmap To Your New Home Loan

Step One: Pre-Qualification

We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!

Step Two: House Shopping

Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.

Step Three: Setup and Processing

Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.

Step Four: Underwriting

Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.

Step Five: Closing

You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.

Step Six: You’re A Homeowner!

Congratulations! You’re A New Homeowner!

Mortgage Calculator

Documents You’ll Need To Get Started

30 Days Most Recent Pay Stubs

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Driver’s License and Social Security Card

Required for all loans as part of the patriot act.

Copy Of Mortgage Statement For All Properties Owned

We need these for all properties you own so that we know which loans go with which properties.

Previous 2 Years W-2s or 1099s

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Homeowner’s Insurance Agent Name and Phone Number

Please provide us with the name and phone number for your agent.  We can give referrals if needed.

Copy Of Most Recent Two Years Tax Returns

If you’re self-employed, have rental property, or certain types of dividend, or retirement income we may have to ask you for a copy of your tax returns.  This would also include business tax returns for self-employed borrowers.

 

Mobile: 505-793-6577
Email: aelliott@majormtg.com

 

 

5920 E. Main St, Suite A
Farmington, NM 87402

 

 

Contact Alex Elliott

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