Auston Hart

About Auston Hart

Cortez, Colorado has been my home since I was born. I enjoy being outdoors and enjoying what this beautiful area has to offer. I love to golf, bowl, hunt, fish, travel, watch sports, and BBQ with my family and friends. After completing college and living in West Texas for 7 years I moved back home to start my career in the mortgage industry. I love this area and the people and love to help them buy or refinance their homes.

I attended Texas Tech University and graduated with a Bachelor of Arts in Sports Management. After being in the sports industry for four years and the oil field for two, I moved back home to join the Cortez, Colorado Major Mortgage branch. I picked up the process quickly and aimed to become a loan officer. I became a licensed loan officer in June of 2022. I may be newly licensed, but I have guidance from my mom, Jan Hart, who has been in the business for 31 years. Let’s get you into a home today!

My wife and I are first-time home buyers and without the guidance and advice from Major Mortgage, regardless of my experience in the business, we would not have been able to buy our first home. The excitement of buying a home is something I wish I can give everyone. I pride myself in taking the time to get to know each and every one of my customers and help them achieve their home-buying goals. I love to see the joy on their faces when we tell them they get to close after a grueling process of achieving a loan.

Roadmap To Your New Home Loan

Step One: Pre-Qualification

We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!

Step Two: House Shopping

Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.

Step Three: Setup and Processing

Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.

Step Four: Underwriting

Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.

Step Five: Closing

You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.

Step Six: You’re A Homeowner!

Congratulations! You’re A New Homeowner!

Mortgage Calculator

Documents You’ll Need To Get Started