970.241.6100 info@majormtg.com

Gabe Rodriquez

Mortgage Loan Originator

NMLS #2108796

720-371-3662

Gabe Rodriguez | Major Mortgage | Mortgage Junior Loan Officer | Grand Junction, Colorado

About Gabe Rodriguez

The Mortgage Road Map

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Documents You Need To Start

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About Gabe Rodriguez

I’m originally from the Front Range of Colorado. I moved to the Grand Junction area 5 years ago to attend Colorado Mesa University. I currently am a Critical Care Registered Nurse within the community and still actively practicing. My passion for challenge and success drove me to take a dual role as a Mortgage Loan Officer as well as a Nurse. I spend my free time riding horse and learning how to team rope with my fiancé. I also like to spend my free time camping, hiking, and spending time with close friends.

Gabe’s Qualifications

I was first introduced to this business by the Tor Team itself. Once I was given the opportunity to work closely with this team, it was a no brainer. As a new Loan Officer to Colorado I am backed by over 20 years of experience in residential mortgages. I am honored to be able to help the members of my community achieve their dreams. With my knowledge and the help of the Tor Team, I am ready to make your dreams a reality!

Gabe’s Areas Of Expertise

Since starting with Major Mortgage I have found that I love to work most with first time homebuyers. It brings me great joy being able to help others walk through this exciting process together. In addition, I also love servicing those in the healthcare industry. As I have grown a close connection with those front line workers In our community, nothing means more to me than being able to give back to them.

Roadmap To Your New Home Loan

Step One: Pre-Qualification

We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!

Step Two: House Shopping

Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.

Step Three: Setup and Processing

Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.

Step Four: Underwriting

Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.

Step Five: Closing

You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.

Step Six: You’re A Homeowner!

Congratulations! You’re A New Homeowner!

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Documents You’ll Need To Get Started

30 Days Most Recent Pay Stubs

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Driver’s License and Social Security Card

Required for all loans as part of the patriot act.

Copy Of Mortgage Statement For All Properties Owned

We need these for all properties you own so that we know which loans go with which properties.

Previous 2 Years W-2s or 1099s

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Homeowner’s Insurance Agent Name and Phone Number

Please provide us with the name and phone number for your agent.  We can give referrals if needed.

Copy Of Most Recent Two Years Tax Returns

If you’re self-employed, have rental property, or certain types of dividend, or retirement income we may have to ask you for a copy of your tax returns.  This would also include business tax returns for self-employed borrowers.

    

Office: 970.424.5325
Mobile: 720.371.3662
Email: grodriguez@majormtg.com

2474 Patterson Rd #200
Grand Junction, CO 81505

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