Meet Alicia
- First Time Home Buyer
- Alicia is Active Military
- No Money For A Down Payment
- Her Family Plans To Live On The Property
- Tired Of High Rent Payments
- Her Credit Is At Least a 580
- Has her VA Certificate of Eligibility (COE)
- Just Needs A Little Help Getting Started
We Make The Home Buying Process As Smooth As Possible!
What Is A VA Loan?
A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t made by the government, but the fact that it’s backed by a government agency makes lenders feel more comfortable in offering these loans, as they pose less risk.
As a result, it’s possible to get a VA loan without a down payment, and with the benefit of more lenient credit and income requirements. While you still need to meet certain requirements, and the lender still needs to approve you, if you qualify for a VA loan, it can help you attain homeownership.
VA Loan Key Takeaways:
- Veterans, Active-Duty Service Personnel, certain members of Selected reserve, and certain categories of Spouses are considered Eligible Borrowers.
- Zero Down Payment Required! Zero Mortgage Insurance Required. T funding fee can be financed in the loan.
- Closing Costs Can Be Paid From Gifts and Seller Contributions
A VA Loan Might Be Right For Fou:
- If this is your first time buying a home, or even if you’re a repeat homebuyer.
- If You’re Active-Duty Military
- If you already have one VA home loan but are looking to move up and may not have a large down payment
- If You’re an eligible member of Selected Reserve or a Veteran
- If you’re an eligible spouse to a Veteran, Active-Military, or a member of Selected Reserve.
What Are Our Customers Saying?