Feel At Home With Major Mortgage
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The American Dream Is Still Strong
We are so grateful to our homebuyers for putting your trust in us with one of your biggest investments. Due to COVID-19 (the coronavirus) circulating our country, we wanted to personally update you to let you know that Major Mortgage still believes in the American Dream and are committed to helping you bring that dream to fruition. Above all, we are taking all measures necessary to ensure the safety and health of our employees by allowing them to work from home, and we have security measures in place to protect your secure data. With today’s technology, you can easily pre-qualify for a mortgage online, and you never have to meet with your loan officer face-to-face, though we welcome the opportunity to meet when this situation improves.
Major Mortgage | Opening Doors
Whether you dream of buying your first home, refinancing your current mortgage, or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Major Mortgage home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! When you choose Major Mortgage as your mortgage lending company, you can rest easy knowing you’ve found your true partner. Begin your pre-qualification online using our secure, encrypted, and completely private online pre-qualification through our loan center. Let’s get moving— FIND A PRODUCT that suits your needs.
We Make The Mortgage Process As Smooth As Possible!
Our Mortgage Products
FHA Loans
Allows buyers who may have low down payment, gifts from family, and sometimes lower credit scores to obtain a low down payment. The Federal Housing Administration insures an FHA loan, which is part of HUD (U.S. Department of Housing and Urban Development).
USDA Loans
Assists low to moderate-income rural homebuyers achieve their dream of homeownership. Applicants must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits.
VA Loans
Purchase of primary residence eligible for U.S. military veterans, active-duty personnel, and surviving spouses. Competitive rates, no down payment. The Department of Veterans Affairs directly endorses Gold Financial Services to underwrite and fund VA loans.
Jumbo Loans
A home loan of an amount that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac. This limit is currently $510,400 in most parts of the United States.
Refinance Loans
A Refinance pays off an existing loan early with funds obtained from the Refi (Refinance). Refinancing a mortgage can be a very helpful strategy for homeowners.
Construction Loans
A Construction Loan is a short-term loan used to finance the cost of building a home. Either the builder or home buyer takes out a construction loan to cover the costs of buying the land and constructing the home.
Major Mortgage In-House Operations
Here at Major Mortgage, We are your Local Mortgage Lender and we strive daily to be a one-stop-shop for you by providing Processing, Underwriting, and Closing all under the same roof.
Processing
Processing is the second round of the mortgage process which collects all of the information required, reviews all documentation and then submits the file to Underwriting.
Underwriting
Underwriting is the third round of the mortgage process that reviews all documents submitted from Processing and then approves the borrowers for their loan.
Closing
Closing is the final round of the mortgage process where the loan is then funded and all final numbers get sent to title companies for closing.
Major Mortgage
In-House Operations
Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof.
Processing
Processing is the second round of the mortgage process which collects all of the information required, reviews all documentation and then submits the file to Underwriting.
Underwriting
Underwriting is the third round of the mortgage process that reviews all documents submitted from Processing and then approves the borrowers for their loan.
Closing
Closing is the final round of the mortgage process where the loan is then funded and all final numbers get sent to title companies for closing.
What Are Our Customers Saying
Read About Their Experience With Us