

OUR PRODUCTS

FHA LOANS
Allows buyers who may have a low down payment, gifts from family, and sometimes lower credit scores to obtain a low down payment. The Federal Housing Administration insures an FHA loan, which is part of HUD (U.S. Department of Housing and Urban Development). Read more…

CONVENTIONAL LOANS
This is a type of mortgage that is not insured or guaranteed by any government agency, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Read more…

USDA LOANS
Assists low to moderate-income rural homebuyers achieve their dream of homeownership. Applicants must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits. Read more…

VA LOANS
Purchase of primary residence eligible for U.S. military veterans, active-duty personnel, and surviving spouses. Competitive rates, no down payment. The Department of Veterans Affairs directly endorses Gold Financial Services to underwrite and fund VA loans. Read more…

JUMBO LOANS
Allows buyers who may have a low down payment, gifts from family, and sometimes lower credit scores to obtain a low down payment. The Federal Housing Administration insures an FHA loan, which is part of HUD (U.S. Department of Housing and Urban Development). Read more…

REFINANCE LOANS
Assists low to moderate-income rural homebuyers achieve their dream of homeownership. Applicants must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits. Read more…

CONSTRUCTION LOANS
Purchase of primary residence eligible for U.S. military veterans, active-duty personnel, and surviving spouses. Competitive rates, no down payment. The Department of Veterans Affairs directly endorses Gold Financial Services to underwrite and fund VA loans. Read more…

DOWN PAYMENT ASSISTANCE
First-time homebuyer programs, grants, and loans are available to help people become homeowners. These programs are a form of financial assistance extended to qualified buyers. Read more…