Conventional Loan Types

Conventional 

• For Residential Properties
• For Purchasing Or Refinancing Investment Properties
• Max 80% LTV Allowed

Fixed Rate Mortgage

• 10, 15, 20, 25, or 30 Year Terms
• Well suited for borrowers who don’t want the risk of an adjustable rate

Hybrid ARM (3/1, 5/1, 7/1, 10/1)

• Often a lower rate than fixed terms rates
• Well suited for short time ownership
• Caps on rate adjustments

Investor 

• For Residential Properties
• For Purchasing Or Refinancing Investment Properties
• Max 80% LTV Allowed

Government Loan Types

FHA 

• 203K Full and 203K Streamline
• 3.5% down payment
• Zero Score Financing Available
• About FHA Loans

VA 

• No Down Payment Required
• No Private MIP
• Zero Score Financing Available
• Texas Vet Loans Available
• About VA Loans

USDA 

• No Down Payment Required
• Ability To Roll In Closing Costs
• Streamline and Streamline Assist Available
• About USDA Loans

Conventional Loan Types

Conventional

• For Residential Properties
• For Purchasing Or Refinancing Investment Properties
• Max 80% LTV Allowed

Fixed Rate Mortgage

• 10, 15, 20, 25, or 30 Year Terms
• Well suited for borrowers who don’t want the risk of an adjustable rate

Hybrid ARM (3/1, 5/1, 7/1, 10/1)

• Often a lower rate than fixed terms rates
• Well suited for short time ownership
• Caps on rate adjustments

Investor 

• For Residential Properties
• For Purchasing Or Refinancing Investment Properties
• Max 80% LTV Allowed

Government Loan Types

FHA 

• 203K Full and 203K Streamline
• 3.5% down payment
• Zero Score Financing Available
• About FHA Loans

VA 

• No Down Payment Required
• No Private MIP
• Zero Score Financing Available
• Texas Vet Loans Available
• About VA Loans

USDA 

• No Down Payment Required
• Ability To Roll In Closing Costs
• Streamline and Streamline Assist Available
• About USDA Loans