970.241.6100 info@majormtg.com

Our Products

Loan Programs At Major Mortgage

Conventional Loan Types

Conventional 

  • For Residential Properties
  • For Purchasing Or Refinancing Investment Properties
  • Max 80% LTV Allowed

Fixed Rate Mortgage

  • 10, 15, 20, 25, or 30 Year Terms
  • Well suited for borrowers who don’t want the risk of an adjustable rate

Hybrid ARM (3/1, 5/1, 7/1, 10/1)

  • Often a lower rate than fixed terms rates
  • Well suited for short time ownership
  • Caps on rate adjustments

Investor 

  • For Residential Properties
  • For Purchasing Or Refinancing Investment Properties
  • Max 80% LTV Allowed

Government Loan Types

FHA 

  • 203K Full and 203K Streamline
  • 3.5% down payment
  • Zero Score Financing Available
  • About FHA Loans

VA 

  • No Down Payment Required
  • No Private MIP
  • Zero Score Financing Available
  • Texas Vet Loans Available
  • About VA Loans

USDA 

  • No Down Payment Required
  • Ability To Roll In Closing Costs
  • Streamline and Streamline Assist Available
  • About USDA Loans

Non-Conforming Loan Types

Foreign National 

  • For Professionals With A Work Visa
  • Fixed-Rate Or Adjustable Rate
  • Allows Non-US Citizens To Borrow

Construction

  • Finance Your Home Prior To Building
  • Interest Only Payments During Construction
  • No Prepayment Penalties
  • About Construction Loans

Jumbo 

  • Up To 95% Financing
  • Cashout Loans Available
  • Reduced Doc Available
  • About Jumbo Loans

Conventional Loan Types

Conventional

  • For Residential Properties
  • For Purchasing Or Refinancing Investment Properties
  • Max 80% LTV Allowed

Fixed Rate Mortgage

  • 10, 15, 20, 25, or 30 Year Terms
  • Well suited for borrowers who don’t want the risk of an adjustable rate

Hybrid ARM (3/1, 5/1, 7/1, 10/1)

  • Often a lower rate than fixed terms rates
  • Well suited for short time ownership
  • Caps on rate adjustments

Investor 

  • For Residential Properties
  • For Purchasing Or Refinancing Investment Properties
  • Max 80% LTV Allowed

Government Loan Types

FHA 

  • 203K Full and 203K Streamline
  • 3.5% down payment
  • Zero Score Financing Available
  • About FHA Loans

VA 

  • No Down Payment Required
  • No Private MIP
  • Zero Score Financing Available
  • Texas Vet Loans Available
  • About VA Loans

USDA 

  • No Down Payment Required
  • Ability To Roll In Closing Costs
  • Streamline and Streamline Assist Available
  • About USDA Loans

Non-Conforming Loan Types

Foreign National 

  • For Professionals With A Work Visa
  • Fixed-Rate Or Adjustable Rate
  • Allows Non-US Citizens To Borrow

Construction

  • Finance Your Home Prior To Building
  • Interest Only Payments During Construction
  • No Prepayment Penalties
  • About Construction Loans

Jumbo 

  • Up To 95% Financing
  • Cashout Loans Available
  • Reduced Doc Available
  • About Jumbo Loans

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