Jennifer Tewell
Senior Loan Originator
NMLS# 867194
970-516-7373
About Jennifer Tewell
The Mortgage Road Map
Mortgage Calculator
Documents You Need To Start
Contact Jennifer
Reviews
Jennifer Tewell
Mortgage Loan Originator
NMLS # 867194
970.516.7373
About Jennifer Tewell
I have called beautiful Cortez, Colorado home for more than 25 years. I love living in the country on a working farm and ranch. I enjoy hiking, outdoor activities, gardening, and good food (mostly nachos). My husband of 19 years and I have two daughters who participate in swim, dance, and volleyball. I started my career in the banking industry fresh out of high school and have followed my interest in finance from then to further my education and to ultimately becoming a mortgage loan officer in 2006.
Jennifer’s Qualifications
I am a Mortgage Loan Officer at the Major Mortgage Cortez, Colorado Branch. I started my lending career at a bank 19 years ago. There, I was a construction loan officer as well as a regulatory compliance auditor. I’ve helped teach the first time home buyers class to help those interested in becoming a homeowner understand what the process entails.
Jennifer’s Areas Of Expertise
I pride myself on getting new home buyers into their first home and building a relationship with them so I can be their lender for life. Being able to provide them a face-to-face, personalized experience and overcoming any hurdles we may encounter is one of my greatest strengths. I’ve helped many clients in both Colorado and New Mexico make their dream of homeownership come true. Most of my business comes from referrals from prior customers who trust me to take care of their friends and family.
Loan Products
The Jennifer Tewell Team
Cortez, Colorado
Jennifer Tewell
Mortgage Loan Originator
NMLS # 867194
Direct: 970-516-7373
Mobile: 970-749-7227
jtewell@majormtg.com
Roadmap To Your New Home Loan
Step One: Pre-Qualification
We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!
Step Two: House Shopping
Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.
Step Three: Setup and Processing
Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.
Step Four: Underwriting
Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.
Step Five: Closing
You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.
Step Six: You’re A Homeowner!
Congratulations! You’re A New Homeowner!
Mortgage Calculator
Documents You’ll Need To Get Started
30 Days Most Recent Pay Stubs
We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.
Driver’s License and Social Security Card
Required for all loans as part of the patriot act.
Copy Of Mortgage Statement For All Properties Owned
We need these for all properties you own so that we know which loans go with which properties.
Previous 2 Years W-2s or 1099s
We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.
Homeowner’s Insurance Agent Name and Phone Number
Please provide us with the name and phone number for your agent. We can give referrals if needed.
Copy Of Most Recent Two Years Tax Returns
If you’re self-employed, have rental property, or certain types of dividend, or retirement income we may have to ask you for a copy of your tax returns. This would also include business tax returns for self-employed borrowers.
Office: 970-516-7373
Mobile: 970-749-7227
Email: jtewell@majormtg.com
Cortez, CO 81321