970.241.6100 info@majormtg.com

Tyler Dailey

Mortgage Loan Originator

NMLS# 1745205

712-790-0286

Tyler Dailey

About Tyler Dailey

The Mortgage Road Map

Mortgage Calculator

Documents You Need To Start

Contact Tyler

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About Tyler Dailey

I enjoy athletics of all kinds, but more specifically I love playing rugby. When I am not working or coaching I enjoy working out, travel, cooking, spending time with my nephew, listening to podcasts, and making time for my family/friends. I love being a loan officer because I get to coach clients and I thrive in chaos/constant change.  Nothing is more gratifying than coaching a borrower on what they need to do to purchase a home or refinance a mortgage to save money and witnessing them enjoy the results after hitting the closing table!

Tyler’s Qualifications

Since achieving my state license in 2018, I have helped many families find homeownership. It is my personal goal to help over 100 families with their homeownership goals within the next year. While I enjoy face to face interaction, my 13 years of experience in the Information Technology has helped me become efficient and offer a more mobile experience for my clients that not every lender can offer.

Tyler’s Areas Of Expertise

I think it’s extremely important to be well rounded. My clients range from first-time buyers to seasoned buyers/investors. I enjoy working with Self-employed borrowers as well! We specialize in but are not limited to Conventional (Fixed or ARM), VA, FHA, USDA, Jumbo, and new construction!!

Roadmap To Your New Home Loan

Step One: Pre-Qualification

We will have you fill out an application on our website. This will allow us to pull credit. We will also collect income and asset documentation to make sure you have a solid pre-qualification. Once you are pre-qualified, we can give you an idea of the price range of house you can afford, so that you can start house shopping!

Step Two: House Shopping

Once you have been pre-qualified, you can contact your agent or realtor and start shopping for houses you like in the range you can afford. Once you find a house you want, you will make an offer and we will begin the process of setting up your loan.

Step Three: Setup and Processing

Once your loan moves to processing we will be updating and verifying all of the information you provided to us at pre-qualification. We will also order and appraisal, title work and insurance for your property. Keep an eye out for communications from us so that you can help us make the process faster. Processing will analyze your situation and prepare your loan for Underwriting.

Step Four: Underwriting

Once your loan has made it through processing it will move to our Underwriting Department. Underwriting will review your loan and all documentation to verify that it meets all guidelines and make sure everything is in the clear for closing.

Step Five: Closing

You will receive closing instructions with the day, time, and location of your closing. You will also receive a Closing Disclosure 3 days before you loan closing date that you will need to sign so keep a look out for it.

Step Six: You’re A Homeowner!

Congratulations! You’re A New Homeowner!

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Documents You’ll Need To Get Started

30 Days Most Recent Pay Stubs

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Driver’s License and Social Security Card

Required for all loans as part of the patriot act.

Copy Of Mortgage Statement For All Properties Owned

We need these for all properties you own so that we know which loans go with which properties.

Previous 2 Years W-2s or 1099s

We use this to make sure we have an accurate income calculation upfront and to speed up your approval process.

Homeowner’s Insurance Agent Name and Phone Number

Please provide us with the name and phone number for your agent.  We can give referrals if needed.

Copy Of Most Recent Two Years Tax Returns

If you’re self-employed, have rental property, or certain types of dividend, or retirement income we may have to ask you for a copy of your tax returns.  This would also include business tax returns for self-employed borrowers.

    

Office: 712.790.0286
Fax: 866.246.4959
Email: tdailey@majormtg.com

5550 Wild Rose Lane, Ste. 400
West Des Moines IA 50266

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